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When cancer occurs, income goes
down and expenses always go up!
Most people use our benefits to help pay for indirect costs
such as: Lost Income, Living Expenses, Insurance Limitations,
and Out-of-Pocket Expenses.
- Benefits are paid regardless of any other coverage
- Pays directly to you
- Pays regardless of what other insurance pays
- No physical exam required
- Use your own doctor or hospital
- Your whole family can be covered
- Benefits paid when you're not hospitalized
Why Cancer Insurance?
DON'T WAIT! Over 1.3 million new cancer cases
are expected to be diagnosed in 2006 alone*
In the US, men have slightly less than a 1 in 2 lifetime risk
of developing cancer; for women, the risk is a little more than
1 in 3.*
What are the costs of cancer?
The overall cost for cancer in 2005 was $209.9 billion:
$74 billion for direct medical costs
$135.9 billion for indirect costs*
Who is at risk of developing cancer?
Anyone can develop cancer.*
The Cancer Insurance Indemnity product provides industry
leading coverage
including benefits for :
- Radiation and Chemotherapy
- Surgery & Anesthesia
- Second & Third Surgical Opinions
- Blood & Plasma
- Experimental Treatment
- Prosthesis
- Transportation
- Daily Hospital Confinement
- Private Nurse
- Physician
- Ambulance
- Family Lodging & Transportation
- U.S. Government Hospital
- Extended Care Facility
- Home Health Care
- Hospice Care
- Wavier of Premium
- Wellness Benefit
- Diagnostic Test
- Annual Checkup
The Importance of Early Detection
The good news is that regular screenings by a health care professional
are effective at early detection of many types of cancer including
breast, colon, cervical and prostate. Early detection helps increase
your chances of survival. Likewise, if detected early, the treatment
may not be as intense or costly.
Early detection is key. Numerous studies have shown that early
detection saves lives and increases treatment options. We offer
an annual wellness benefit. You don't have to be diagnosed with
cancer in order to receive this benefit from your plan.
Optional Riders available:
- First Occurrence Benefit - you may choose a benefit of $5,000
for each covered person that is diagnosed as having internal
cancer
- Dread Disease Benefit - pays $200 per day up to $100,000 per
person for hospital confinement for 30 diseases covered, other
than cancer
- Intensive Care Benefit - pays $600 (or $450 or $300 per day,
depending on the amount selected). Pays one-half the amount
selected for Step Down Unit Confinement. Pays triple benefit
due to vehicular accident
* American Cancer Society - Cancer Facts & Figures, 2006
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