CANCER INSURANCE
because life happens
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HEART & STROKE INSURANCE
a real need with real benefits
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ACCIDENT INSURANCE
in case disaster strikes
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LIFE INSURANCE
provides cash to those you love
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Opportunity
SALES ASSOCIATES
secure your future
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CANCER INSURANCE with Return of Premium (or Cash Value)

Get all your premiums returned less any claims paid to you. When cancer occurs, income goes down and expenses always go up!

Most people use our benefits to help pay for indirect costs such as: Lost Income, Living Expenses, Insurance Limitations, and Out-of-Pocket Expenses.

  • Benefits are paid regardless of any other coverage
  • Pays directly to you or someone you designate, unless otherwise required
  • Pays regardless of what other insurance pays
  • No physical exam required
  • Use your own doctor or hospital
  • Your whole family can be covered
  • Benefits paid when you're not hospitalized

Why Cancer Insurance?

DON'T WAIT! Over 1.3 million new cancer cases are expected to be diagnosed in 2006 alone*

In the US, men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women,
the risk is a little more than 1 in 3.*

    What are the costs of cancer?
    The overall cost for cancer in 2005 was $209.9 billion:
    $74 billion for direct medical costs
    $135.9 billion for indirect costs*

    Who is at risk of developing cancer?
    Anyone can develop cancer*
     
    * American Cancer Society - Cancer Facts & Figures, 2006

The Cancer Insurance Indemnity product covers cancer.

The Importance of Early Detection

The good news is that regular screenings by a health care professional are effective at early detection of many types of cancer including breast, colon, cervical and prostate. Early detection helps increase your chances of survival. Likewise, if detected early, the treatment may not be as intense or costly.

Optional Riders available on cancer product:
  • Intensive Care Benefit
  • Return of Premium or Cash Value**


CRITICAL ILLNESS with Return of Premium (or Cash Value)**
  • Covers Cancer, Heart Attack, Stroke and end-stage renal failure
  • Offers you a lump-sum benefit payment of $10,000 to $70,000

Optional Rider available on critical illness product:
  • Return of Premium or Cash Value**


  • ** Premiums are based on the level of coverage selected.

These policies have limitations and exclusions, and are subject to state availability. For costs and complete details of coverage, contact the agent. Policies are underwritten by Conseco Insurance Company, administrative office Carmel, IN.

APPROVAL CODE: 10-2090