Get all your premiums returned less any claims paid to you. When an accident occurs, income goes down and expenses always go up.

Most people use our benefits to help pay for indirect costs such as: Lost Income, Living Expenses, Insurance Limitations, and Out-of-Pocket Expenses.

• Benefits are paid regardless of any other coverage
• Pays directly to you or someone you designate, unless otherwise required
• Pays regardless of what other insurance pays
• No physical exam required
• Use your own doctor or hospital
• Your whole family can be covered
• Benefits paid when you're not hospitalized

Why Accident Insurance?

Little League, other weekend sports and leisure hobbies. Chores and fix-up projects around the house. Going to work everyday. These activities are all part of normal everyday life. Unfortunately, accidents are also a part of everyday life. And often we don't think about the accidental injuries or even the accidental deaths which may happen during the course of a day.

Consider this information:


• In 2004, there were 23.2 million accidental disabling injuries
• On average there are about 2,650 accidental disabling injuries every hour during the year

Source: Injury Facts, National Safety Council, 2005-2006 Edition

The Accident policy provides coverage for accidents and accidental death.

Optional Riders available:

• Return of Premium (or Cash Value)

These policies have limitations and exclusions. For costs and complete details of coverage, contact the agent. Policies underwritten by Conseco Health Insurance Company, administrative office Carmel, IN. Conseco Health is not licensed, and does not solicit business in, the state of New York.

APPROVAL CODE: 10-2092